CT Legacy Insurance is a full service agency with twenty plus years of experience. Free quotes available for all lines of insurance. Home, Auto, Commercial, Farm and Work Comp. We are an independent agency with name brand carriers. We are able to find the right coverage for the right price. We can give you options. We have experience in large and small commercial. We are great at Oil & Gas, Contractors and Trucking.
Call today or select 'Get a Quote' for a free quote.
(580) 875-5444

When you’re shopping for insurance, it can be hard to know which plan will give you the right balance of price and protection. CT Legacy Insurance will help you secure the best possible plan so you can rest easy knowing you’ve got the coverage you need, even when the “worst case scenario” happens to you. 

Personal lines coverage

Personal Insurance that allows you to rest easy knowing you're prepared to deal with the bad news in the best way possible, with the best support possible.

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Commercial Insurance

Better Commercial Insurance helps you worry less and focus on what matters most — growing your business.

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Health & Life Insurance

Life and Health Quotes

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Christian Thomas


Commercial COO/ Local Agent

Christian Thomas has 21 years of experience in Insurance. She enjoys spending time with her husband of 20 years and her two boys.

Laura Pennington


Commercial Account Current Manager

Laura is a vital member to our team and is always available to help. She enjoys spending time at the ballfield with her husband Cody and three boys.

Halle Hanson


Administrative & Marketing Manager / Producer

Halle Hanson has been a vital member of CT Legacy Insurance for 3 years. She is always willing to help with any of your insurance needs.

Lindsey James


Personal Account Manager/Producer

Lindsey is ready to quote and help you with all of your insurance needs! She enjoys baking and spending time with her husband and son.

Samantha Scott


Commercial Admin Support

Samantha is a vital member of our team here at CT Legacy Insurance.

Actual Cash Value vs Replacement Cost Value

  • ACV pays to replace or fix your home or personal things. But your insurance WILL SUBTRACT money because of age, and wear and tear (depreciation).
  • RCV pays to replace or fix your home or personal things. But your insurance WON’T SUBTRACT money because of age, and wear and tear (depreciation).
ACV Example:
  • Estimate of Damage: $175,000 - $2,000 (deductible) - $92,000 (depreciation) = $81,000 (ACV Payout)

RCV Example:
  • Estimate of Damage: $175,000 - $2,000 (deductible) = $173,000 (RCV Payout) 
We are HERE for YOU!
  • Multiple carrier options
  • We do the shopping for you
  • We care about long-term relationships
From finding the perfect plans, to filing claims, to answering questions with grace and precision, we’re always available for our clients, providing the peace of mind and attentive service they have come to expect.
  • 105 North Broadway Street, Walters, OK, United States

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